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Owning a small business can be really challenging. Minority and women small business owners face these challenges and additional unique challenges. For instance: There may be a large number of women business owners, however, women are still known for reaching a glass ceiling. This includes being challenged by both growth and wealth. A large percentage […]

2020 was one of the most challenging years ever. But, there were a lot of suitable lessons that we have learned from and grown from. The strong social movements that we have witnessed in the past few months have inspired large corporations to evaluate their current diversity and inclusion programs. Many national brands have implemented […]

Small business budgeting is more important now than ever! It has been nearly a year since the pandemic became a problem. The mandated government shut-down created a domino effect that has crippled our nation’s economy. The mandated shutdown left small business owners feeling strained over an unprecedented time. Many businesses were unable to produce revenues […]

Roughly half of all Americans create New Year’s Resolutions at the start of each year. Yet, only about ten percent of these individuals have the accountability to follow through with their respective plans. The pandemic made it rather challenging for many to achieve their 2020 goals or to do so without pivoting in some shape […]

You are not alone! In fact, you are amongst millions of American that are either considering starting a side hustle or have already launched one! In 2019 57 million Americans freelanced either Full-Time or Part-Time (Freelancers Union). That number makes up 35% of the total workforce in the United States! Upwork, an application designed to […]

Most of us are busy counting down the final days of 2020. We are preparing for holiday festivities. Business owners may not be thinking about upcoming payroll tax due dates. Nor are they thinking about regulatory obligations. However, 2021 will be here before we know it! Business owners may want to prepare for three important […]

Our team at PaySmart is thankful for the contributions of the hard-working entrepreneurs that live, work, and play in Harrisburg, Pennsylvania, and the surrounding area. We recognize how incredibly challenging being your own boss can be. As we celebrate National Entrepreneur Month (November) and National Entrepreneur Day (November 17th), we understand the importance of celebrating […]

Many small business owners are looking forward to ending 2020. They are looking forward to starting a new chapter after facing the most challenging year our generation has ever witnessed. With advertisements for holiday shopping being distributed and the holidays just weeks away, 2020 will pass us by quickly. We put together a 2020 Small […]

The leaves are changing. The air is crisp. It’s getting dark out earlier. Before we know it, it will be time to wrap gifts and eat turkey with family and friends. Gearing up for these changes and making plans for the new year makes October the perfect time to evaluate your finances before the holidays’ […]

The pandemic has brought so much uncertainty to small business owners, not only in our backyard of South Central Pennsylvania but across the entire country. Many small business owners are fighting fiercely to hold on to their businesses. These businesses provide for not only their family members but generate payroll dollars that support their employees’ […]